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The new FAFSA was supposed to be easier to use. Technical glitches have made it anything but.

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Tayler Monts wasted no time filling out her financial aid form for college. The senior at KIPP High School in Camden, New Jersey, plans to be the first person in her family to pursue a higher education. She got started on the latest Application for Federal Student Aid (FAFSA) shortly after its Dec. 30 online debut. 

But she was confused by a question on the form, phrased as a double negative, she said. “I couldn't go back in to fix it, even though on the website it says that I should theoretically be able to edit it.” She's tried calling the Federal Student Aid hotline for help to no avail. “The lines are busy, so I've never gotten through.”

The new and shorter FAFSA was supposed to be easier to use. In fact, nearly 4 million people have submitted the 2024-'25 form since it became available, according to Secretary of Education Miguel Cardona. “And many are getting through those forms in record time,” he said Feb. 12 during a press call. For others, the opposite is true. Technical issues have prevented families from revising, completing or submitting the application. Students whose parents lack Social Security numbers are a key group of applicants unable to finish the form because of a system glitch. 

A $1.8 billion error in the formula that specifies how much aid students get also caused confusion because it didn't account for . This led to some students who qualify for financial assistance reportedly being told they did not. The Department of Education has since fixed that problem, but other hiccups remain, leading to fears that colleges won't be able to process families' financial data until shortly before the May 1 deadline students generally have to commit to a college. The snafus could see students choosing colleges without knowing the financial assistance they might or putting off college because they refuse to take that risk or have lost patience with the process entirely, experts contend.

“It's a huge problem,” said Wil Del Pilar, senior vice president of the Education Trust, which advocates for students, especially those of color or with low incomes, to achieve academic excellence. “It's going to create equity issues, especially for those students who are the most dependent on financial aid, and we know that low-income students and students of color depend more on financial aid to finance their college education. If you don't know before you have to make a deposit to an institution if you're going to have enough aid to go, why would you do that? I'm concerned that it's going to significantly impact the college-going decisions that students are making.”

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Each year, roughly 17 million students use the FAFSA — most of whom are young women. During the 2021-'22 cycle, just over 11 million women students applied for aid using the form, with about 6.5 million . Del Pilar fears that vulnerable students might decide to take a year off from college because of FAFSA difficulties, noting that many who paused their higher education when the COVID-19 pandemic began never returned. He doesn't want to see a repeat of that trend.

Del Pilar, also a former financial aid counselor at Loyola Marymount University, said colleges can't even begin putting a student's financial aid award letter together until they receive the applicant's financial data from the federal government. Colleges, he added, are desperately waiting to get that information, as are scholarship organizations such as Native Forward Scholars Fund.

“One of the main documents we use to verify [student] need is the FAFSA form,” said Angelique Albert, CEO of Native Forward, which provides scholarships to Native American students. “That will show any awards that they've gotten from the federal government. It will show the expected family contributions, and then it will show what is left for them to be able to go to college. So what is their unmet need to go to that particular school — we fund based on that document.”

Errors on the FAFSA or processing delays may restrict the scale of the scholarship a student receives from Native Forward, Albert said. There's also the matter of the tremendous mental health strain put on students whose futures are often riding on these financial aid outcomes.

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These students “feel a lot of anxiety,” explained Destiny Bingham, a counselor at KIPP High School in Camden with a caseload of 75 students applying for college, including Monts. “‘What's going to happen with my future?'” Bingham said they ask.And I have those concerns, too, because I've been working with these students for four years now. We've been having these conversations for a long time, and it just looks like the students who are most in need of these resources, who are the reason that FAFSA exists, are unable to benefit from it.”

Monts, who wants to study computer engineering and enroll in a technical college, said she's contemplating attending two schools. One is better than the other, she said, but she won't be able to make a decision until the colleges present her with financial aid award letters based on her FAFSA.

“I want to go to the better school, but the better school is more expensive,” Monts said. “Not knowing how much FAFSA is willing to give me kind of affects that because I don't want to be in debt for the rest of my .”

In response to the mounting criticisms about the FAFSA rollout, Department of Education officials announced both this week and last that it is taking steps to ensure colleges obtain and process student financial data as soon as possible. Those steps include the launch of the FAFSA College Support Strategy whereby the agency is deploying federal personnel to high-needs institutions such as tribal colleges and historically Black colleges and universities.

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“We're setting up a concierge service,” Cardona said Monday. “We're allocating $50 million in funding for technical assistance and support, and we're releasing tools to help institutions by February 16. We will be releasing test versions of student records so that every college can make sure their systems are ready.”

To speed up the financial aid application process, the Department of Education announced Feb. 13 that an IRS data exchange will allow it to obtain families' income information from tax records. This will eliminate the need for families to hand over sensitive documentation that requires verification, and the move may especially benefit applicants with undocumented immigrant parents who don't have Social Security numbers or want to avoid submitting information that would reveal their immigration status. Annually, undocumented immigrants pay an estimated $12 billion in taxes

Despite steps to make the FAFSA process “less cumbersome for families,” as Cardona said, it is unclear when other wrinkles in the rollout of the new form will be ironed out. A department spokesperson on Feb. 12 said that the agency did not receive the funding it needs from Congress to hire additional customer service personnel to walk students and their families through FAFSA snags. Additionally, a spokesperson said the department could not pinpoint when applicants whose parents don't have Social Security numbers will be able to complete the document. The official did confirm with The 19th that students in that predicament may fill out a paper FAFSA 

“Our hope is to make the online form available to all families, including parents without Social Security numbers, in the coming weeks,” the official said. “Although the paper form is an option for families now, waiting for the online form is another alternative that could be easier for many families.”

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The Free Application for Federal Student Aid (FAFSA) form for the school year from July 1, 2018, to June 30, 2019. (AP Photo/Jon Elswick)

Since paper applications are reportedly processed after their digital counterparts, some experts say that completing the FAFSA virtually is still the best option. But simply connecting to the internet is often a challenge for Native Forward scholars, Albert said. Many in rural communities without broadband access, so the organization makes special arrangements for them to complete their financial aid forms online.

“They're not even able to do it from their phone because they don't have that access,” Albert said. “We have the student emergency fund, and from that fund, we've paid for scholars to have gas money to travel into cities so that they could have access to the internet. That is a problem in some of our communities. I think that's something that we need to address on a broader scale.”

Shavar Jeffries, CEO of the KIPP Foundation, which trains educators to teach in its national network of public charter schools, said that students and their families don't have a moment to lose when it to the FAFSA, the newest version of which came out months later than standard. Typically, the FAFSA for the upcoming academic year is available Oct. 1. Given the delays and the rollout difficulties, Jeffries would like the government to get applicants the information they need promptly. Since many KIPP students are from economically disadvantaged communities and among the first members of their family to go to college, he doesn't want them to face additional barriers.

“Every day that there is a delay, it definitely increases the risk that some number of young people who can attend and graduate from college won't be able to do so,” he said.

On Feb. 12, education leaders in the Senate and House of Representatives, as well as 106 of their colleagues, urged Cardona to address the issues with the new FAFSA in a letter led by Sens. Bernie Sanders and Patty Murray and Rep. Bobby Scott. Sanders chairs the Senate Committee on Health, Education, Labor, and Pensions, and Scott is a ranking member of the House Committee on Education and the Workforce. The lawmakers asked the Education Department to clarify how it will inform the public of further delays in FAFSA processing and to provide clear timelines about its plans so families can make the best decisions about higher education for their .

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The updates to the FAFSA are expected to help an additional 610,000 students qualify for a federal Pell grant, and another 1.5 million students qualify for the maximum Pell award, the lawmakers noted. But they also pointed out that the problems with the 2024-'25 FAFSA rollout stem largely from the fact that the Department of Education didn't receive sufficient funding to release a new form after Congress passed the FAFSA Simplification Act in 2020 to ease the process for millions of applicants.

“The federal government wanted to make the FAFSA form more simple because it can be a bit convoluted at times — and to make it easier for families to fill out and to make it easier for higher education institutions to provide accurate, clear information to families about financial aid awards,” Jeffries said. “That was very well intended. Unfortunately, the execution of those intentions hasn't been ideal.”

This article first appeared on Mississippi Today and is republished here under a Creative Commons license.

Mississippi Today

On this day in 1884

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May 4, 1884

of Ida B. Wells, circa 1893 Credit: Courtesy of National Park Service

Crusading journalist Ida B. Wells, an African-American native of Holly Springs, Mississippi, was riding a train from Memphis to Woodstock, Tennessee, where she worked as a teacher, when a white railroad conductor ordered her to move to another car. She refused.

When the conductor grabbed her by the arm, “I fastened my teeth in the back of his hand,” she wrote.

The conductor got from others, who dragged her off the train.

In response, she sued the railroad, saying the company forced Black Americans to ride in “separate but unequal” coaches. A local judge agreed, awarding her $500 in damages.

But the Tennessee Supreme Court reversed that ruling three years later. The upended her belief in the court system.

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“I have firmly believed all along that the was on our side and would, when we appealed it, give us justice,” she said. “I feel shorn of that belief and utterly discouraged, and just now, if it were possible, would gather my race in my arms and fly away with them.”

Wells knew about caring for others. At age 16, she raised her younger siblings after her and a brother died in a yellow fever epidemic. She became a teacher to her .

This article first appeared on Mississippi Today and is republished here under a Creative Commons license.

Did you miss our previous article…
https://www.biloxinewsevents.com/?p=355325

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Mississippi Today

From dummy bill to Hail Marys: How Mississippi’s Medicaid expansion efforts failed

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mississippitoday.org – Geoff Pender – 2024-05-04 06:00:00

As the 2024 Mississippi legislative session gaveled open in January, it appeared to be the start of a new era. Many Capitol observers expected it to mark an end of several years of intense GOP in-fighting between the House and Senate — led by former Speaker Philip Gunn and Lt. Gov. Delbert Hosemann, respectively.

It also appeared a boon for an issue that had loomed for a decade over Mississippi's poor, sickly population and struggling hospitals: expansion and the billions of federal dollars available to address this, but for red-meat Republican “anti-Obamacare” politics led by Gunn and Gov. Tate Reeves.

Newly-elected House Speaker Jason White said Medicaid expansion would be on the table in his House and vetted with pragmatism, not politics. This appeared to align with Hosemann's stated openness to such policy. For years he had been the lone statewide Republican leader to even leave the Medicaid expansion door open, and he had suffered political slings and arrows from Gunn and Reeves and others in his own party. He had to fend off a serious primary challenge from the right last year that appeared to have tacit approval from Reeves.

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Now it appeared two like-minded, reasonable Republican politicians would come together, eschew the far-right politics that had hamstrung efforts to address the state's care crisis for years and work something out.

That didn't happen.

Early on, it became clear the two and their lieutenants were not communicating much on Medicaid expansion (and other issues). They were on different trajectories and not only not on the same page, but not in the same book. And Reeves was working to sabotage any expansion efforts, particularly with rank-and-file members of the Senate over which he had presided as lieutenant governor for eight years.

The House held an open hearing on Medicaid expansion with testimony from experts — a sea change for a topic that had been taboo for legislative for much of the last decade. In February, with an overwhelming bipartisan vote, the House passed a Medicaid expansion plan, calling it a “moral imperative.”

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But the Senate was circumspect and secretive about whatever work it might be doing on Medicaid expansion. It had an expansion bill, but it was only a “dummy” bill containing law code sections and no details. Right up to a mid-March deadline for its passage, the Senate leadership refused to detail any plans, leaving members, the House and the public in the dark and health experts worried whatever the Senate came up with could include elements that were unfeasible, costly and counterproductive.

It appeared that, despite Hosemann for years saying he was open to discussion on expansion, the Senate had not laid much groundwork for it.

As the clock ticked into late March, the Senate let its own dummy bill die, but eventually released details of its own proposal, which it used as a “strike-all” to rewrite its own version into the still-alive House bill a full month after the House had passed it.

READ MORE: Speaker White on Medicaid expansion negotiations: ‘Come for the savings, stay for the compassion'

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‘Expansion lite' with a poison pill

The Senate proposed what it called “Medicaid expansion lite” in late March. It would only the poorest of the poor — about 40,000 compared to the 200,000 or so the House plan would cover. It would not meet federal criteria for Medicaid expansion, so the Senate plan would continue to turn down over $1 billion a year in federal Medicaid money Mississippi could use for the program, plus another nearly $700 million over the first two years to help set it up and cover any state costs.

The Senate plan also contained what experts quickly pointed out would be a poison pill — a strict work requirement for enrollees with bureaucracy to it. The federal government under the Biden administration had struck down previously approved work requirements and refused to grant any new ones. The Trump administration had granted some, but only as a means to rein in participation in already expanded Medicaid programs, not as a means to implement new expansion states.

The House plan had also included a work requirement, but House leaders realized it would likely never fly, so its plan would allow expanded coverage for the working poor to take effect even if the feds didn't approve the work stipulation.

READ MORE: ‘A matter of life and death': Hundreds rally at Capitol for full Medicaid expansion 

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Hosemann and his Senate Medicaid Chairman Kevin Blackwell quickly made clear, publicly, that the Senate would not budge on a strict work requirement. They appeared to paint the Senate into this corner even as experts were saying it could prevent expanding Medicaid coverage indefinitely. Blackwell repeatedly said, “No work requirement, no expansion.”

They also, at least for a while, appeared pretty firm on only expanding coverage to those below the federal poverty level, thus ensuring the state would not receive billions of extra federal Medicaid dollars.

Hosemann, Blackwell and other Senate leaders expressed optimism that the Biden administration would be so pleased with longtime Medicaid expansion holdout Mississippi making an effort that it would approve a work requirement, or that the conservative federal 5th Circuit Court would approve it if litigated. Or, that Trump would be reelected and his administration approve it — never mind that this would mean anti-Medicaid expansion Trump expanding Medicaid in Mississippi over the wishes of its Republican governor, whom he supports.

Senate leaders made clear early on they barely had sufficient votes for their plan, and would not be able to pass anything nearly as expansive as the House proposal. Vote counting and whipping on the issue was important. An expansion bill would require a three-fifths vote of both chambers to pass, and more realistically a two-thirds vote to be able to override a threatened Reeves veto. Both the House and Senate have a three-fifths or better majority of Republicans, but with Medicaid expansion, a few far right members in each would never be onboard, meaning both White and Hosemann needed Democrats onboard as well.

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Following Georgia's (bad) example?

Mississippi is one of the last 10 holdout states on Medicaid expansion. Lawmakers here had 40 other states, including 20 run by Republicans, to look to for best practices and tips on expansion and stacks of studies. There's a saying among health experts: If you've seen one state's Medicaid program, you've seen one state's Medicaid program.

The initial House proposal had a few minor twists, but otherwise was pretty standard fare for expansion, implementing many things other states have successfully done and, importantly, taking advantage of the billions of federal dollars available to provide health care for poor Mississippians.

The Senate, however, did not appear to emulate any other expansion states' plans or consult much with experts. Instead, it appeared to more closely model Georgia, whose efforts at an expansion-lite plan have been deemed by health experts and advocates a disastrous, expensive failure to date.

Senate Medicaid Committee Chairman Sen. Kevin Blackwell, R-Southaven, left, confers with Mississippi House Medicaid Committee Chairman Rep. Missy McGee, R-Hattiesburg, center, and a Senate legislative attorney on Wednesday, May 1, 2024, in the hallways of the state Capitol in , Miss. (AP Photo/Rogelio V. Solis)

The Peach State attempted to cover only some of its poorest citizens — thus not receiving enhanced federal Medicaid money — and its insistence on a work requirement has it tied up in court against the federal government. To date, the program is providing coverage to only a few thousand of the 400,000 Georgians who lack health coverage. And of the millions spent so far, more than 90% has gone to administrative and consulting fees for setting up its work requirement monitoring bureaucracy and on legal fees, but not on providing health care.

The initial Mississippi Senate plan, experts said, closely resembled Georgia's, except for being a little worse — more strict on work monitoring. As health experts and Mississippi House leaders have noted, insuring people with income over the federal poverty level pretty much means they or someone in their household has a job, hence the income.

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So, the Mississippi House and Senate got a late start on negotiations, largely due to the Senate dragging its feet on getting a proposal out. And they started out very far apart.

For those thinking House and Senate relations would be better with the new administrations taking office, they weren't. The GOP leaders in both chambers openly sparred over numerous major pieces of legislation and recriminations had been flying. Some lawmakers on both sides said it was the worst they had seen in years, although many lawmakers and observers say that most every session.

READ MORE: Hospitals, business leaders suffering FOT — Fear of Tate — on Medicaid expansion

The final nine days of negotiations

Both White and Hosemann had vowed to have negotiations on a final Medicaid expansion bill open to press and public, given its monumental importance.

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The first conference meeting between House and Senate negotiators was held in public on April 23 — just six days before an April 29 deadline to agree a plan.

Senators Nicole Boyd, R-Oxford (center) and chairman Kevin Blackwell (right), listens as Sen. Brice Wiggins, R-Pascagoula, makes a point on the cost of Medicaid expansion, during a public meeting held at the state Capitol, Tuesday, April 23, 2024. Credit: Vickie D. King/Mississippi Today

Blackwell, speaking for the Senate, warned House negotiators not to take a my-way-or-the-highway stance. They didn't. They offered a compromise, a “hybrid” plan drafted with help of consultants in effort to allay Senate concerns that expansion would pull people off the federal private insurance exchange. Similar to what some other states have done, the House compromise would cover the poorest Mississippians with traditional Medicaid, but use government subsidized private insurance on the exchange to cover the balance of working poor people.

The compromise would still allow the state to draw down the billions of federal Medicaid dollars available for expansion.

The Senate negotiators didn't reciprocate with any counter offer of compromise, saying only they would take the House counter back to Hosemann and other Senate leaders for consideration and casting doubt that they could gin up for it.

That was the last of the open to the public negotiation hearings on expansion. House Medicaid Chairwoman Missy McGee scheduled another one, hoping for more public parlay with Senate negotiators and to get response on the House's counter proposal, but Senate negotiators didn't show up for the meeting.

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The clock continued ticking on deadlines for passing legislation and the end of the 's four-month session closing in.

READ MORE: House agrees to work requirement, Senate concedes covering more people in Medicaid expansion deal

Pingpong and Hail Marys

The Senate responded with its first counter offer, a hybrid similar to what the House had pitched that would garner the extra billions from the feds, but still with a strict work requirement. And despite offering a “compromise” to the House that he and two other Senate negotiators agreed to, Blackwell expressed doubt it could garner enough votes in the GOP supermajority Senate.

The House countered with a plan that would expand Medicaid with or without the work requirement, but would require the state continue to try to get such a requirement implemented. The Senate demurred.

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In all the pingponging back and forth, the Senate would not back down on its demand for a work requirement, even if it prevented coverage from ever being expanded.

With only minutes to spare before an April 29 at 8 p.m. deadline to file an agreement, the House GOP leadership caved on the work requirement. It appeared a final deal had been struck.

But this angered the House Democratic Caucus, whose members said they had been clear with the leadership they would not go along with this. Most of the caucus — reportedly at least 29 members — vowed to vote against the proposal, enough to endanger its passage.

Democratic House leaders said they would not vote for a program that might never go into effect and would be “Medicaid expansion in name only.” They also shrugged off Republican efforts to blame Democrats for killing expansion, saying they were not to blame for the Republican supermajority not being able to work together or get a major initiative passed.

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READ MORE: Why many House Democrats say they'll vote against a bill that is ‘Medicaid expansion in name only'

Speaker White said he would still have had the votes in the House to pass the compromise, even with the loss of a significant number of Democrats. But the speaker said he opted to send the proposal back to negotiations after being told by Senate leaders that the Senate only had 28 votes — not enough to pass it by a needed three-fifths majority. 

This prompted a GOP Hail Mary. The House and Senate both voted to recommit the measure on May 1, which bought another 24 hours to try to negotiate a deal. Then on that same night, Speaker White and the House leadership floated a new proposal: Let voters decide the issue. Put it to a statewide referendum, and let voters decide not only whether to expand Medicaid, but also whether to try to include a work requirement.

READ MORE: These Republicans wanted a Medicaid work requirement but couldn't get approval. So they got creative.

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But late Wednesday night, Hosemann threw cold water on that proposal. He said the idea of a referendum had been run by senators and “was not well received.” He also appeared to call the issue dead for this year, issuing a better-luck-next-year statement.

But with the leadership expecting to end the 2024 legislative session as early as Friday, House Democrats tried one last Hail Mary on Thursday. House Minority Leader Robert Johnson III met directly with Senate Republican leaders and offered a final compromise.

Instead of the Senate's most recent plan, which would have required the state to request a federal waiver to implement a work requirement every year until it is approved, Johnson said House Democrats would agree to mandate the waiver request for just one year. Instead of potentially keeping expansion in limbo indefinitely with a work requirement, if it were to be rejected once, Johnson reasoned, lawmakers could revisit the issue.

But Johnson's last ditch pitch wasn't picked up by the Republican leadership in either chamber.

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The final negotiations — to use that term loosely — on Medicaid expansion appeared to suffer from the same lack of communication between the House and Senate that the early efforts saw.

The Medicaid expansion measure, House Bill 1725, died Thursday night at an 8 p.m. deadline as the 2024 session neared its end.

This article first appeared on Mississippi Today and is republished here under a Creative Commons license.

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Mississippi Today

Legislature, flush with cash, passes budget, completing work for 2024 session

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mississippitoday.org – Bobby Harrison – 2024-05-03 16:56:24

The Mississippi completed its work for the 2024 on Friday with the passage of a $7 budget – 5.8% larger than the budget it passed last year.

The $7 billion reflects the amount spent on recurring expenses. The budget last year, one-time funds, COVID-19 federal relief funds and other one-time money for specific projects, actually was more than the budget passed this year.

The completion of the budget late Friday ended the bulk of lawmakers' work for the 2024 session, but legislators will return briefly Saturday to take care of procedural issues. Plus, the Legislature might reconvene on May 14 to deal with any veto from Gov. Tate Reeves.

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One of the final actions on Friday was approving a massive bill that provides state money for projects throughout the state. The legislation funds tourism projects, work on local governmental office buildings and other projects for individual legislators.

Th total amount of the projects was $227.4 million.

In the past, projects were often funded by borrowing. But in recent years, thanks in large part to an infusion of federal COVID-19 funds and other federal funds, Mississippi, like most other states, has been flush with cash, allowing those projects to be funded with cash instead of long-term debt.

Senate Finance Chair Josh Harkins, R-Flowood, told senators paying for the projects with cash will not continue in future years. State revenue has begun to slow.

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Harkins told senators there were more than $1 billion in requests on the local level for projects.

Sen. Angela Turner Ford, D-West Point, asked Harkins how it was decided which projects to fund.

Harkins said the focus was on projects and other projects where it was viewed the greatest need was.

 In addition to the pet projects for lawmakers, other capital spending included:

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  • $110 million for projects.
  • $45 million for community college projects.
  • $160 million for work on improving state Highway 7 in Lafayette County.
  • $90 million for work on U.S. I-55 in DeSoto County.
  • $50 million for work on state office buildings throughout the state.

In total, $820 million was committed in surplus funds for building projects throughout the state. Plus, $110 million in surplus funds was pumped into the Public Employees Retirement System to shore up the government pension plan.

In terms of the budget to operate agencies, House Appropriations Chair John Read, R-Gautier, said state agencies are receiving an average 5% year-over-year increase in funding.

That increase includes money to pay for increases in the premiums for the state employee health plan and to pay for a .5% increase for each state agency in the contribution to the state retirement plan.

Lt. Gov. Delbert Hosemann said before the session began that dealing with financial issues facing PERS was one of the top priorities.

“We tackled the PERS issue,” Hosemann said, though, some argued that the legislative solution did not resolve all the financial issues facing the system.

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Senate Appropriations Chair Briggs Hopson, R-Vicksburg, said the state budget provides funds to allow state agencies to deal with .

“The budget is reflective of the times,” Hopson said. “State agencies are not immune to inflation. In order to services at the same level, we have to spend additional funds.”

The budget includes an additional $240 million in funding for K-12 schools.

This article first appeared on Mississippi Today and is republished here under a Creative Commons license.

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