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Big changes could be coming to state financial aid. Who are the winners and losers?

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Big changes could be coming to state financial aid. Who are the winners and losers?

House lawmakers last passed a bill that would dramatically revamp how Mississippi spends taxpayer dollars on college financial aid.

The vote on House Bill 711, sponsored by Rep. Donnie Scoggin, R-Ellisville, marks the furthest a bill to change financial aid has gotten in the legislative process since talks of redesigning the programs began in 2018.

Supporters of the bill, including the Office of Student Financial Aid, say this effort is succeeding where prior ones failed because it was created by a coalition of powerful officials who, behind closed doors, were able to reach a consensus. What that looks like is, overall, less money for college for low-income and an increased emphasis on workforce development.

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Critics of the bill have questioned whether that trade-off is worth the impact it'll have on low-income students. In committee meetings and on the House floor, lawmakers so far have focused on how this bill will harm the bottom line of Mississippi's five regional and historically Black universities.

But these institutions might actually gain money under the proposal, according to an OSFA analysis. Instead, it's low-income students at the state's three top-tier research institutions who stand to lose the most dollars under the proposal.

The bill will make big changes to two of Mississippi's three state financial aid programs: The Mississippi Tuition Assistance Grant, or MTAG, and the Higher Education Legislative Plan for Needy Students, known as the grant.

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The Mississippi Eminent Scholars Grant, unlike the other programs, does not consider family income. It's based solely on ACT scores and GPA and is the state's most racially inequitable program. Under the proposed bill, it would remain untouched.

Mississippi's student financial aid programs are not stackable. This means students can only one grant at time, whichever one them the most money. For example, a student who gets a 30 on the ACT but comes from a family that makes more than $75,000 a year likely qualifies for both MTAG and MESG. But they would only receive MESG, because the grant is higher.

Currently, MTAG awards $500 per year for freshmen and sophomores and $1,000 per year for juniors and seniors. While it is intended to be a broad-based grant — the minimum ACT score required to get it is a 15, lower than the state's average — it has a significant limitation. Low-income college students who are eligible for the full federal Pell Grant are excluded from receiving this award. This means that most MTAG recipients in Mississippi come from families that, on paper, can already afford to pay for college.

The new MTAG, rebranded “MTAG Works,” would broaden eligibility to include full-Pell-eligible students and part-time students. It will also come with a new income cap. Students from families who make over the median family income, ($74,888 in 2022 for a four-person family, according to the federal government), would no longer be eligible.

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By expanding to include part-time students, supporters of the bill hope the new MTAG will be easier for adult students, who tend to go to college part-time while working full-time, to get. MTAG is the only undergraduate state aid program in Mississippi that does not have to be applied for within two years of college graduation. But recipients must be enrolled full-time, a requirement that excludes most adult students.

The grant will also be increased. The award amounts under the bill would be upped to $1,000 for freshmen and sophomores and to $2,000 for juniors and seniors. Students who major in certain subjects deemed “high-value pathways” by the state's workforce development office will receive an additional $500. It is unclear what majors will be considered “high-value pathways” or how the workforce development office will determine that.

These changes would double the number of students who could get MTAG, according to HCM Strategists, a consulting firm that was hired by a Mississippi-based nonprofit to help write the proposal that became Scoggin's bill.

All this would entail Mississippi spending an extra $21 million in taxpayer dollars on state financial aid each year.

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These changes are complicated and the final award would vary based on test scores, family income, and a student's year in school. Here's a sketch of how they might play out for certain kinds of students:

A student from a family that makes more than $39,500 attending Alcorn State University with an ACT of 19:

Cost of tuition for four years: $31,476

Current total state aid: $3,000

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New total state award: $6,000

A student with the same family income, attending the same school and with the same ACT score who majors in a “high-value pathway”:

Cost of tuition for four years: $31,476

Current total state aid: $3,000

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New total state award: $8,000

A student whose family makes $250,000 a year attending Pearl Community College full-time with an ACT of 27:

Cost of tuition for two years: $6,500

Current total state aid: $3,000

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New total state award: $0

A part-time adult student attending Coahoma Community College:

Cost of tuition for two years: $6,400 or less

Current total state aid: $0

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New total state award: $2,000

Though some studies have shown that MTAG is one of the state's most inefficient college financial aid programs — one lawmaker remarked earlier this session that it can go to any student who “breathes air” — the Office of Student Financial Aid believes these changes will make the grant more effective.

Education policy experts say the higher award amount might not be enough to help students afford college considering the increasing cost of college tuition in Mississippi. They also say the $500 “bonus” is too small an amount to have any effect on student behavior.

MTAG recipients at four-year universities will gain far less money than HELP recipients stand to lose. Where some MTAG recipients who don't major in a high-value pathway will gain $3,000 in college financial aid over four years, HELP recipients will lose an estimated $9,100 based on the average tuition at the four-year universities, according to a Mississippi Today analysis.

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HELP, the only financial aid program geared to low-income students in Mississippi, currently pays the full cost of tuition for all four years of college, no matter what institution a student attends. It is one of the state's most effective programs, according to studies commissioned by OSFA. HELP recipients — students from families that make less than $39,500 a year – take more credit hours, have higher GPAs, and are more likely to graduate on time than their low-income peers who don't receive other state financial aid.

The grant is also the state's most racially equitable. By and large, most HELP recipients — who have higher than average ACT scores based on HELP's eligibility requirement of a 20 or higher — chose to go to four-year universities.

The bill seeks to re-route where these students attend college by converting the HELP grant into what's commonly called a “2+2” program. It will reduce the award for freshmen and sophomores to the average cost of tuition at community colleges (roughly $3,300), but juniors and seniors will continue to receive the average cost of tuition at the four-year universities (roughly $8,900).

This change means that future HELP recipients will lose thousands of dollars in financial aid for college.

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Here's what that looks like for HELP recipients over the course of four years:

A low-income student who goes to Mississippi State University for all four years with an ACT score of 28:

Cost of tuition for four years: $36,992

Current total state aid: $36,992 (estimated based on 22-23 tuition)

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New total state award: $24,400

A low-income student who goes to Mississippi Valley State University for all four years with an ACT score of 34:

Cost of tuition for four years: $29,096

Current total state aid: $29,096 (estimated based on 22-23 tuition)

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New total state award: $24,400

A low-income student who goes to Mississippi Coast Community College with an ACT score of 20:

Cost of full-time tuition for two years: $6,600

Current total state aid: $6,600 (estimated based on 22-23 tuition)

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New total state award: $6,600

The extent to which changes to the HELP grant will affect recipients at different universities in Mississippi will depend on a variety of factors, like the cost of tuition at the university they're attending and whether they qualify for private institutional aid or scholarships.

This article first appeared on Mississippi Today and is republished here under a Creative Commons license.

Mississippi Today

Lawsuit in death of man following Jackson police encounter may be headed to trial

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mississippitoday.org – Mina Corpuz – 2024-04-29 15:21:38

The family of George Robinson plans to move forward with a wrongful against the of Jackson and three former police officers after rejecting a nearly $18,000 settlement offer. 

Attorney Dennis Sweet III made the intentions of Bettersten Wade, Robinson's sister, and Vernice Robinson, Robinson's mother, clear in a Thursday letter sent the day after the City Council approved a $17,786 payment to settle the family's 2019 lawsuit. 

“This is more than anyone should have to endure. Much less have the City of Jackson tout the purported term of settlement as some sort of victory,” Sweet wrote in the letter. “Needless to say, no individual or party obtained a victory in this matter.”

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The financial terms of the settlement and plaintiffs' identities were not supposed to be disclosed publicly and the council did not approve the settlement in executive , Sweet said. According to Mississippi's open meeting , any public body can enter executive session for a number of reasons, including for negotiations relating to litigation. 

Sweet was not immediately available to comment Monday. Last week, he told WLBT he would take it to trial. 

Council President Aaron Banks, who was also not immediately available for comment, said the settlement was freely negotiated among the parties and signed by Wade and Vernice Robinson, who had their attorneys with them, according to a Friday statement to the

Banks disputed Sweet's claims that the city violated any terms of the settlement, such as a confidentiality agreement, saying the city didn't agree to one and that settlements are public , according to the statement. 

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“The City intends to honor the agreement it reached and expects the Wade family to do so, also,” Banks said in the statement.

However, some city council members said after the meeting that they were not aware of a confidentiality agreement. 

City Attorney Drew Martin declined to comment Monday. 

All the parties met for mediation April 12. Sweet said that during the session, a representative from the city said it is in “financial straits and did not possess substantial funds in which to resolve Ms. Wade's claims against it.” The lawsuit complaint asked for a jury trial and damages to be determined by a jury. 

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Banks's statement did not address the attorney's claim about the city's finances.  

Wade agreed during mediation to settle with ambulance provider American Medical Response and to allow the city to join that settlement and end litigation, according to Sweet's letter. 

“Had AMR not agreed to a substantial settlement amount, Ms. Wade would not have settled with the City of Jackson,” he wrote in the letter.

The company settled for a different amount that was not disclosed, according to Sweet's letter.

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As of Monday, electronic court filings for the lawsuit do not show that the judge has signed off on a settlement.  

In January 2019, 62-year-old Robinson was pulled from a car and beaten by officers, leaving him with severe injuries. At the time, he was recovering from a stroke. Robinson died days later.

In 2022, former detective Anthony Fox was convicted culpable-negligence manslaughter for Robinson's death, while charges against officers Desmond Barney and Lincoln Lampley were dismissed a year earlier. 

Fox was until January when the overturned his conviction and issued an acquittal, freeing him. Fox has returned to work for the Canton Police Department. 

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This isn't Wade's only loss and fraught experience with the city, Sweet said. 

Last year, her son Dexter died after being hit by a car driven by an off-duty Jackson police officer. He was buried unidentified in the pauper's field, despite having identification on him. His family did not know he was there until months later. 

This article first appeared on Mississippi Today and is republished here under a Creative Commons license.

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Mississippi Today

Back-and-forth: House, Senate swap Medicaid expansion proposals, counter offers

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mississippitoday.org – Sophia Paffenroth – 2024-04-29 14:44:59

After lawmakers in the House and Senate compromised on several points of the Medicaid expansion bill, there remains one major hurdle to be cleared: the necessity of a work requirement.

Any bill that makes expansion contingent on the approval of a work requirement will likely be null and void, due to federal regulations that have banned work requirements.

The House and Senate last compromised on one major point of contention between the two chambers, income eligibility: the Senate conceded to people making up to 138% of the federal poverty level, about $20,000 for an individual, and the House agreed to those who make more than 99% of the federal poverty level enrolled in subsidized private insurance – rather than straight Medicaid – which would be made affordable by -federal Medicaid funds. 

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They are still far apart on the details of a work requirement. Monday afternoon, the House proposed a counter offer to the Senate's stringent work requirement, one in which Medicaid would be expanded either way, but Mississippi would be mandated to reapply for the work requirement every year, and would be required to immediately adopt a work requirement if the federal ever changed its policy.

READ MORE: House, Senate leaders swap Medicaid expansion proposals as Monday night deadline nears

Here's a breakdown of the various expansion plans proposed this session to health insurance for low-income, mostly working, people in the poorest and unhealthiest state in the country. 

Original House bill, Feb. 28

House Bill 1725, authored by Speaker Jason White and Medicaid Chairwoman Missy McGee, R-Hattiesburg, was originally written as a mostly-traditional expansion bill, similar to programs most other states have adopted. It would:

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  • cover income-eligible adults making up to 138% of the federal poverty level, about $20,000 for an individual.
  • include a work requirement that would be if the federal government did not approve it.
  • draw down $1 federal dollars by increasing the federal match rate.
  • qualify Mississippi for a two-year bonus of $650 million offered to newly-expanded states – which would make the program free to the state for a total of four years.

It overwhelmingly passed the House 98-20 at the end of February. 

Original Senate proposal, March 28

In late March, the Senate Medicaid committee passed House Bill 1725 with a strike-all, and replaced the original bill's language with its own language, which Medicaid Chairman Kevin Blackwell, R-Southaven, referred to as “expansion lite.” 

The plan proposed:

  • covering working Mississippians making up to 99% of the federal poverty level, about $15,060 annually for an individual. 
  • leaving out those making between 100% and 138% of the federal poverty, and as a result, would turn down the $1 billion in federal dollars 
  • calling for quarterly proof of employment, leaving experts worried that the plan would be administratively burdensome and costly – as well as confusing for enrollees. That's if the federal government approved the waiver necessary for the work requirement – an unlikely scenario under the Biden administration, which has rescinded such waivers previously granted under the Trump administration and has not approved new ones. 

This austere version of expansion passed the full Senate at the end of March with a veto-proof majority – an important detail since Gov. Tate Reeves has indicated he will veto any expansion bill that to his door. 

House's response to the Senate's strike-all, April 3

The House invited the Senate to conference in early April to hash out the details of House Bill 1725. 

House leadership countered the Senate's austere version of expansion with a compromise: a “hybrid model” which would cover those making up to 138% of the federal poverty level, but would put those making between 100% and 138% on private health insurance policies through the federal exchange. 

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The cost of these policies would be subsidized through federal-state Medicaid funds. 

Senate's response to the House's compromise, April 26

Senate conferees sent the House a plan with a “hybrid model,” similar to what the House pitched, but maintained a firm stance on a work requirement — although they dropped the quarterly employment verification to annually.

The following Sunday, Senate conferees retracted the requirement in their initial proposal that Mississippi sue the federal government if the Centers for Medicaid and Medicare Services doesn't approve the work requirement waiver. 

Democrats in the House reportedly said they would not vote for any measure with the latter provision. 

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If initially turned down on the work waiver by the federal government, the new Senate proposal would require the state to appeal again to the agency if any other state gets a similar program approved later.

The latest offer from the House, April 29

House conferees countered the Senate's strict work requirement plan on Monday with a plan that would expand Medicaid with or without the work requirement, but would require the state to apply for the waiver initially and continue to do so once a year. It would also include a “trigger ,” similar to North Carolina's, mandating that if the federal government ever changed its policy on allowing states to implement a work requirement, Mississippi would move to implement one immediately.

This article first appeared on Mississippi Today and is republished here under a Creative Commons license.

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Mississippi Today

House, Senate leaders swap Medicaid expansion proposals as Monday night deadline nears

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mississippitoday.org – Taylor Vance – 2024-04-29 14:35:06

House and Senate ahead of a major Monday night deadline continued to trade proposals back and forth on Monday attempting to find a compromise plan to expand Medicaid coverage to poor

House Medicaid Chair Missy McGee, a Republican from Hattiesburg, told Mississippi that she delivered another compromise proposal to Senate leaders Monday afternoon that would direct the Division of Medicaid to apply for a federal waiver to allow Mississippi to implement a work requirement for Medicaid recipients. 

However, if the Centers for Medicare and Medicaid Services denies the 's waiver for work requirements, the proposal would still expand either traditional Medicaid coverage or government-subsidized private insurance policies to people who make up to 138% of the federal poverty level, or about $20,000 for an individual. 

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The House's latest measure also contains “trigger language,” similar to North Carolina's, which requires the division to reapply for a work requirement waiver as soon as the CMS approves work requirements in other states. 

The House's Monday offer follows a plan Senate leaders sent to the House on Sunday evening that also would expand eligibility to 138% of the federal poverty level still but contains an ironclad work requirement for expansion to take effect. 

READ MORE: Lawmakers negotiate Medicaid expansion behind closed doors, hit impasse on state budget

The reason the two chambers are haggling over work requirements in the bill is because the Affordable Care Act, the federal legislation that allows states to expand Medicaid coverage, does not authorize work requirements. However, states can seek a federal waiver to implement them. 

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CMS under the Trump administration did sign off on some states using work requirements, but under the Biden administration, the federal agency has not approved requests and rescinded the ones that had been approved. 

The House is willing to establish an expansion plan without a work requirement, but Senate leaders have maintained they will only an expansion program that mandates work requirements — a stance that would at the least delay expanded coverage — perhaps for years, or prevent it from ever .

House leaders have pointed out that people with income above the federal poverty level are likely working.

Lawmakers have for the past of months been debating on how to expand Medicaid coverage for poor working Mississippians and the state's struggling hospitals. 

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The House initially voted to expand coverage to an estimated 200,000 people, and accept more than $1 a year in federal dollars to the cost, as most other states have done. The Senate initially passed a far more austere plan, that would cover about 40,000 people, and would decline the extra federal money to cover costs. 

Since those plans passed, each has offered counter proposals, but no deal has been reached.

Senate leaders have indicated they might not be able to secure enough votes for the House's proposals. Facing a threat of a veto from Gov. Tate Reeves, lawmakers would have to have a two-thirds vote in each chamber to override him.

The three senators and three House members tasked with reaching a compromise face an 8 p.m. deadline to agree on an initial Medicaid expansion plan, but that deadline could be suspended if two-thirds of the lawmakers in both chambers agree to the suspension. 

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The six negotiators could also agree to file a “dummy” bill, or a bill with no substantive plan, to meet the 8 p.m. deadline and continue to negotiate on a final plan. 

This article first appeared on Mississippi Today and is republished here under a Creative Commons license.

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