News from the South - Louisiana News Feed
Louisiana homeowners might get option to insure their properties for ‘stated value’
by Wesley Muller, Louisiana Illuminator
May 28, 2025
The Louisiana House of Representatives approved a bill Tuesday that would require insurance companies to let homeowners purchase “stated value” policies, which cover the home for an amount they declare rather than for its full market value.
House Bill 356, sponsored by Rep. Jacob Braud, R-Belle Chasse, cleared the chamber in a 79-20 vote and will head to the Senate for consideration.
Braud said his proposal would allow people who do not have a mortgage to purchase a more affordable homeowner’s policy. Some homeowners prefer to take on the added risk of having to come out of pocket for damages if it allows them to pay less in homeowner insurance premiums now, he added.
“The premium costs have just been through the roof,” Braud said, citing what many of his constituents have said about their policies.
He and several of his colleagues championed the bill as a pro-consumer measure.
Rep. Tim Kerner, R-Lafitte, said Braud’s legislation might be the only one this year that actually helps homeowners with affordability.
“The downside is that if something happens to their home during a hurricane, they’re not gonna be able to replace it if it goes down,” Kerner told Braud on the House floor. “Well, let me tell you something, I know people losing their houses now.”
Rep. Gabe Firment, R-Pollock, opposed the bill’s mandate that all residential property insurers in the state create such policies upon request. Firment, who chairs the House Committee on Insurance, has spearheaded many of the tort reform bills this session in an effort to reduce premiums.
“If we mandate every insurance company in the state to provide this product, I think people in South Louisiana will use it,” Firment said. “They’ll be sold a bill of goods without understanding because they’re desperate.”
Firment said he believes the proposal would shift insurance costs to other parts of the state and lead to an increase in blighted property from people abandoning their damaged homes after storms.
This legislative session, lawmakers have largely addressed Louisiana’s insurance crisis on the auto coverage front, passing a package of so-called “tort reform” bills that give insurance companies certain protections or advantages in litigation, making it harder for accident victims to file successful lawsuits.
Braud’s bill is one of the few proposals that addresses the other component of the crisis: the skyrocketing cost of homeowner insurance that has mostly affected South Louisiana. The only way to truly address the crisis was to make the provisions of his bill mandatory, he said.
“It was clear to me that the insurers did not care to make this product,” Braud said, adding that he believes it would mostly be purchased in extreme cases.
Insurers would only have to offer a stated value policy at a homeowner’s request, rather than make it a default level of coverage.
The proposal moves next to the Senate for consideration.
GET THE MORNING HEADLINES.
Louisiana Illuminator is part of States Newsroom, a nonprofit news network supported by grants and a coalition of donors as a 501c(3) public charity. Louisiana Illuminator maintains editorial independence. Contact Editor Greg LaRose for questions: info@lailluminator.com.
The post Louisiana homeowners might get option to insure their properties for ‘stated value’ appeared first on lailluminator.com
Note: The following A.I. based commentary is not part of the original article, reproduced above, but is offered in the hopes that it will promote greater media literacy and critical thinking, by making any potential bias more visible to the reader –Staff Editor.
Political Bias Rating: Center-Right
This article presents a largely factual and policy-focused report on Louisiana’s House Bill 356 concerning homeowner insurance. The emphasis on pro-consumer measures alongside cautionary comments from Republican lawmakers about potential risks and market effects reflects a pragmatic conservative approach prioritizing market solutions and tort reform. The language is balanced, but the framing aligns with center-right themes such as reducing insurance litigation burdens and skepticism of regulatory mandates on businesses. There is no strong ideological rhetoric; the piece mainly covers legislative debate and viewpoints from Republican representatives, maintaining a moderate tone overall.
News from the South - Louisiana News Feed
Reward increased to $50k per remaining 2 fugitives still on the run
SUMMARY: Law enforcement is intensifying efforts to capture Orleans Parish Jail escapees Antoine Massey and Derrick Groves by increasing rewards for tips leading to their arrest. Crimestoppers GNO and the FBI have raised rewards to \$20,000 each, and the ATF added \$10,000, totaling \$50,000 per fugitive. Since the May 16 escape, three fugitives have been caught following over 700 tips. Authorities urge anyone aiding Massey or Groves to turn them in, emphasizing public safety and potential rewards. Officials are confident the remaining fugitives will be caught soon as resources and mobility diminish. Tips can be reported to Crimestoppers at 504-822-1111.
The post Reward increased to $50k per remaining 2 fugitives still on the run appeared first on wgno.com
News from the South - Louisiana News Feed
Storms likely again today and Friday
SUMMARY: Scattered showers and thunderstorms are expected today and Friday across Southeast Louisiana and South Mississippi, mainly impacting metro and coastal areas. Some storms may produce heavy downpours, large hail, gusty winds, and localized flooding, with a marginal risk of severe weather. Flooding concerns arise from storm clusters repeatedly passing over the same spots. Temperatures will reach the upper 80s. Storm activity should diminish by late evening today, with mostly clear skies overnight. Tomorrow, another round of scattered storms will develop ahead of a frontal boundary, tapering off by late evening. A break in stormy weather is expected over the weekend into early next week.

Storms likely again today and Friday
Subscribe to WDSU on YouTube now for more: http://bit.ly/1n00vnY
Get more New Orleans news: http://www.wdsu.com
Like us: http://www.facebook.com/wdsutv
Follow us: http://twitter.com/wdsu
Instagram: https://www.instagram.com/wdsu6/
News from the South - Louisiana News Feed
Louisiana lawmakers put some limits back in place on gifts to public officials
by Julie O’Donoghue, Louisiana Illuminator
May 29, 2025
Louisiana lawmakers are no longer looking to broadly lift restrictions on gifts to elected officials and public employees while doing their jobs, but they still appear intent on discouraging ethics investigations.
Rep. Beau Beaullieu, R-Iberia, removed language from House Bill 674 that would have allowed public servants to receive $200 worth of gifts annually. This would have applied to all local and state government employees, from a local police officer to the governor.
Instead, Beaullieu has rewritten the legislation to keep a portion of a current limitation on government worker gifts in place. Now, gifts that aren’t food would be mostly restricted to $200 worth of flowers or a charitable donation to express sympathy for a family death.
New allowances for “seasonal” food and beverages remain in the bill, however. Under current law, most public officials are not supposed to receive food and drink as gifts unless it’s at a party or reception.
GET THE MORNING HEADLINES.
Under existing rules, they have to consume the food in person at the event where it is given. The edible gift can cost no more than $79 per person, a cutoff the Louisiana Board of Ethics adjusts every year based on the Consumer Price Index.
Beaullieu’s updated proposal would allow elected leaders and public employees to also take seasonal or holiday foods as gifts for a religious or state holiday, even outside of a party or reception. The cap on food gifts would also be $79 per person per holiday or whatever new price the ethics board adopts in future years.
Besides the gift policy changes, Beaullieu’s bill contains several ethics law modifications that would make it much harder for the state ethics board to investigate and charge people with misconduct.
The ethics board oversees enforcement of campaign finance laws and the state ethics code for public employees, elected officials and lobbyists. Anyone from a public school teacher to the governor can be subject of one of its investigations.
The adjustments Beaullieu proposes would require more members of the ethics board to vote in favor of pursuing an investigation and give the board far less time to decide whether a person should be charged with ethical wrongdoing. People accused of ethics violations would also have more ability to push back on the allegations under Beaullieu’s bill.
If the legislation were to pass, the new standards that would have to be met in order for the ethics board to launch an investigation would be very difficult to achieve. For example, the ethics board would have to be confident that wrongdoing had occurred in order to sign off on any preliminary probe into the alleged misconduct.
Ethics Administrator David Bordelon said earlier this month the process Beaullieu seeks would “skew” the process in favor of the public servant accused of wrongdoing. He also took issue with a new restriction Beaullieu proposed Tuesday on ethical investigations and charges. The state representative added language to his bill prohibiting the ethics board from launching an investigation based on information it received through an advisory opinion request.
The board is frequently asked to explain how ethics laws apply in specific situations through advisory opinions. It issues at least a few of these public letters monthly providing feedback.
“If someone submits an advisory opinion request that indicates a violation has already occurred, it should be within the board’s prerogative to initiate an investigation of that,” Bordelon told senators at a committee hearing Tuesday.
Beaullieu said he is trying to overhaul state ethics investigations because many elected officials feel the board has been too aggressive when pursuing allegations.
But the state’s preeminent state government watchdog, the Public Affairs Research Council of Louisiana, has come out strongly against the bill.
“This is designed to make sure we don’t have ethics investigations,” Steven Procopio, the organization’s president, said of the proposed changes.
The legislation is backed by Gov. Jeff Landry, who has had several personal conflicts with the ethics board over his nine years in statewide office.
In 2023, the board charged Landry in 2023 with the ethics violation of failing to disclose flights he took on a political donor’s private plane to Hawaii for an attorneys general conference. That dispute is ongoing because the governor and board members have not reached an agreement on what Landry’s punishment for the violation should be.
Stephen Gelé, the attorney representing Landry in this ethics dispute, also helped write Beaullieu’s legislation to overhaul the state’s ethics laws.
The Louisiana Senate and Governmental Affairs Committee approved the bill Tuesday with no objections. An earlier version of the proposal also passed the Louisiana House unanimously, but both the Senate and the House will have to approve the amended version before it can become law.
It must pass by the Louisiana Legislature’s session adjournment June 12.
YOU MAKE OUR WORK POSSIBLE.
Louisiana Illuminator is part of States Newsroom, a nonprofit news network supported by grants and a coalition of donors as a 501c(3) public charity. Louisiana Illuminator maintains editorial independence. Contact Editor Greg LaRose for questions: info@lailluminator.com.
The post Louisiana lawmakers put some limits back in place on gifts to public officials appeared first on lailluminator.com
Note: The following A.I. based commentary is not part of the original article, reproduced above, but is offered in the hopes that it will promote greater media literacy and critical thinking, by making any potential bias more visible to the reader –Staff Editor.
Political Bias Rating: Center-Right
This content reports on a legislative proposal by a Republican lawmaker aimed at loosening ethics restrictions on government officials, which aligns with typical center-right priorities of reducing regulatory burdens and increasing protections for elected officials. While the article presents various perspectives, including criticism from ethics officials and watchdog groups, it maintains a factual and measured tone without overt editorializing. The focus on the bill’s potential to limit ethics investigations and the support from Republican Governor Jeff Landry further situate the coverage in a center-right context, reflecting conservative interests in government regulation and oversight.
-
News from the South - Kentucky News Feed6 days ago
A Kentucky couple who lost opposite arms in a tornado reunite days later
-
News from the South - Florida News Feed7 days ago
Security First offers new homeowners’ policies, indicating signs of recovery
-
News from the South - Florida News Feed6 days ago
🏫 Best private high schools in the Orlando metro area
-
News from the South - Virginia News Feed7 days ago
Keep your Memorial Day foods safe this holiday weekend
-
Local News6 days ago
Pass Road Elementary hosts inaugural Color Run with Wounded Warrior Project to teach students about service and gratitude
-
News from the South - Texas News Feed7 days ago
THC ban edges closer to finish line, lawsuits expected | Texas
-
News from the South - North Carolina News Feed5 days ago
Edwards defends vote for “One Big Beautiful Bill” despite nonpartisan analysis predicting it would benefit the rich and harm the poor
-
News from the South - North Carolina News Feed3 days ago
Martin General to reopen as new hospital type for NC.