SUMMARY: A recent study of mortgage applications in the 50 largest U.S. metro areas revealed where Gen Z homebuyers are most active. Grand Rapids, Michigan, topped the list, with over 31% of mortgage requests from 18–27-year-olds. Other cities with significant Gen Z interest include Salt Lake City, Milwaukee, and Minneapolis. The Midwest, known for affordable housing, attracts young buyers, while expensive markets like San Francisco and Los Angeles see fewer Gen Z applicants. Higher real estate prices in cities like California and New York make homeownership less attainable for many young people. Despite challenges, some markets show signs of rebalancing.

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SUMMARY: Tim Ezell explores a new dining spot in Botanical Heights, featuring an outdoor patio perfect for any weather, rain or shine. The restaurant offers a unique cocktail program and a spacious event area for gatherings of 20-30 people. Known for its fabulous food, the menu includes standout dishes like Cajun crab butter, spicy Thai scallops, and Korean-style slow-cooked icon with kimchi sauce. With an expanded dining area, it’s now more accessible for walk-ins and provides a cozy atmosphere for both casual meals and special events. It’s a great place to enjoy creative dishes and drinks year-round.

Tim Ezell traveled to iNDO, located at 1641 D. Tower Grove Avenue. While at the restaurant, Ezell spoke with Executive Chef and Owner Nick Bognar about the restaurant and to showcase the new sunroom space.

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by Clara Bates, Missouri Independent
May 19, 2025

Over 90,000 Missourians could lose their Medicaid coverage under a proposal by Congressional Republicans to implement work requirements, according to a pair of recent studies of the plan.

A Republican reconciliation bill still being negotiated in the U.S. House contains various proposed changes to Medicaid — among them work reporting requirements — to pay for an extension of President Donald Trump’s 2017 tax cuts. A preliminary Congressional Budget Office estimate found over 8 million people nationally could lose coverage under the House legislation.

The work requirements would apply to adults on Medicaid between ages 19 and 64, requiring them to report at least 80 hours of work per month or qualify for an exception. The exemptions include people with disabilities, caregivers and pregnant participants.

A report from the Urban Institute and Robert Wood Johnson Foundation published last month found between 84,000 and 96,000 Missourians ages 19 to 64 could lose coverage under the plan. Another report, from the left-leaning Center for Budget and Policy Priorities published last week, estimated a reduction of 91,000 Missourians. 

The CBPP analysis found that although 28% of Missouri Medicaid participants in the adult-expansion group could lose coverage, only 8% didn’t work in the last year and don’t qualify for an exemption — meaning thousands of eligible participants would lose coverage.

U.S. House panel passes GOP plan that cuts Medicaid by $625B, adds work requirement

Work requirements in the current version of the legislation would go into effect in 2029, though there are reports Republicans are considering moving up the timeline.

States would be required to monitor compliance and ensure those with exceptions don’t get kicked off. Participants would need to navigate red tape to prove they’re working or exempt. 

New bureaucratic hurdles could prove especially problematic in Missouri, which has historically fared poorly with administration of its public assistance programs. Missouri’s social services agency has struggled to meet federal standards for processing Medicaid applications and is being sued for its administration of the Supplemental Nutrition Assistance Program.

Administrative issues — such as long call center wait times, application delays and paperwork issues — routinely cause Missourians who are eligible for benefits to be incorrectly booted from benefit programs.

At a legislative hearing for a proposed work requirement in Missouri earlier this year, opponents said work requirements on Medicaid would only exacerbate the social service agency’s call center wait times and staffing issues.

One in five Missourians is enrolled on Medicaid. Most adults on Medicaid are already working or would qualify for an exception, but work reporting requirements would cause many to fall through the cracks, experts say, including low-wage workers with unpredictable hours. Opponents of work requirements also say Medicaid is a crucial safety net for workers who are laid-off or fired for reasons beyond their control and lose employer-sponsored health care.

U.S. Sen. Josh Hawley has been a vocal opponent of Medicaid cuts but has said he is supportive of work requirements.

“Listen, if you want to do work requirements, I’m all for that,” he told CNN last week. “I bet every Republican, and I bet most Americans would agree with that.”

Arkansas was the first state to adopt Medicaid work requirements in 2018. Until a court halted the program in 2019, over 18,000 people lost coverage, many of whom didn’t know about exemptions or couldn’t navigate the red tape. Studies found Arkansas’ policy didn’t result in increased employment.

Georgia’s Medicaid work requirement program has been mired in technical issues, ProPublica has reported, and the increased requirements for state employees to verify work status have proven onerous and expensive.

Other proposed Medicaid changes in the U.S. House budget include more frequent eligibility checks, out-of-pocket copays for some enrollees and freezing the tax states levy on providers to help fund the program. 

 The federal budget bill is expected to continue being negotiated in the coming weeks. 

Missouri Independent is part of States Newsroom, a nonprofit news network supported by grants and a coalition of donors as a 501c(3) public charity. Missouri Independent maintains editorial independence. Contact Editor Jason Hancock for questions: info@missouriindependent.com.

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Note: The following A.I. based commentary is not part of the original article, reproduced above, but is offered in the hopes that it will promote greater media literacy and critical thinking, by making any potential bias more visible to the reader –Staff Editor.

Political Bias Rating: Center-Left

The article provides a critical perspective on the proposed Medicaid work requirements, highlighting the potential negative impact on low-income Missourians and the administrative challenges associated with implementing these requirements. It incorporates sources such as the Center for Budget and Policy Priorities, a left-leaning think tank, to underscore the expected coverage losses and issues with state administration. The use of terms like “red tape” and critiques of the policy’s effectiveness in other states, along with opposition from experts and some lawmakers, indicate a preference for policies that would maintain or expand Medicaid coverage, aligning the article with a Center-Left perspective.