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Adjusting contractors face scrutiny from the House Insurance Committee | Louisiana

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www.thecentersquare.com – By Nolan McKendry | The Center Square – (The Center Square – ) 2025-04-23 14:48:00

(The Center Square) — A Louisiana House committee advanced legislation this week that could reshape how contractors interact with homeowners after storm damage, reigniting debate over consumer protection and insurance industry influence.

At the center of the debate is House Bill 121, which seeks to crack down on unlicensed public adjusting by contractors, particularly in the roofing industry. The measure would keep the current penalty of up to $5,000 per violation but adds clearer restrictions on what contractors can say or do when it comes to insurance claims.

Though the bill was reported favorably without objection from lawmakers, witnesses testimony suggests that the bill could backfire tremendously. 

The bill would explicitly prohibit roofing contractors from assisting homeowners with insurance paperwork before a claim is filed.

A separate, related proposal would broaden that restriction to include all contractors. The bill also bars licensed public adjusters from doing repair work on the same claims they’re handling — a move supporters argue would eliminate conflicts of interest that could inflate costs and premiums.

Opponents say the measure is overly vague and could unfairly penalize contractors trying to help clients navigate the often-confusing claims process.

“This bill is ambiguous,” said Jonathan Davis, a board member of the Residential Roofing Association of Louisiana, during committee testimony. “It talks about claim handling, but that could mean a lot of things,” he said, such as doing a damage assessment or sending in a bid using the insurer’s own software.

Davis raised concerns that even basic communication — like explaining deductibles — could be interpreted as unauthorized public adjusting.

“Just like I can tell you there’s an engine in a car without being a mechanic, I should be able to explain what a deductible is without being a licensed adjuster,” Davis told lawmakers.

Josh Lovell, a sales and project manager with Gator Roofing, echoed those concerns.

“Eighty percent of the homeowners I meet don’t know what to do when we find damage,” he said. “They ask, ‘What do I do?’ and we walk them through it — wind damage, hail damage, hurricane damage — they don’t know the difference or what deductible applies. If we’re not even allowed to explain the process, we’re just handing everything over to the insurance companies.”

Lovell warned that limiting contractor communication with homeowners could leave people vulnerable to underpaid claims and strip them of the support they often rely on.

“People say, ‘I don’t want to talk to my insurance company, can you handle it?’ That doesn’t mean we’re trying to act as adjusters. We’re just helping people who are overwhelmed,” Lovell continues.

Despite the pushback, supporters of the bill say the intent is to protect consumers and preserve the integrity of the claims process.

The House Insurance Committee advanced the bill, though some lawmakers acknowledged the enforcement concerns.

Rep. Edmond Jordan, D-East Baton Rouge, questioned how the state would prove violations without direct evidence.

“If we don’t have something in writing or an audio recording, how do we enforce this?” he asked.

House Bill 121 now heads to the full House for consideration.

The post Adjusting contractors face scrutiny from the House Insurance Committee | Louisiana appeared first on www.thecentersquare.com

News from the South - Louisiana News Feed

No 'Quit' in Quitman

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www.youtube.com – KTVE – 2025-04-30 22:00:44

SUMMARY: The Quitman Wolverines battled for nine intense innings to secure their spot in the quarterfinals, overcoming a tough opponent, the Shrint Aggies. A previous weather-shortened game and rivalry added extra motivation. Case West emerged as the hero with a walk-off hit, but the entire team contributed, especially the bottom of the lineup. Four pitchers combined to hold the Aggies to only two runs, with Zack Smudrick setting the tone. The team’s unity and fan energy fueled their resilience. West emphasized the win’s importance for the seniors, showing the deep bond and determination driving the Wolverines forward.

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Wolverines show grit and togetherness in walk-off win in regional round.

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News from the South - Louisiana News Feed

Op-Ed: First do no harm begins with our diet | Opinion

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www.thecentersquare.com – By Louisiana Surgeon General Ralph Abraham – (The Center Square – ) 2025-04-30 17:37:00

The Make America Healthy Again movement has gained significant attention throughout the nation and many of the top initiatives highlighted have found their way into state legislatures this session.

Louisiana is no exception and Senator Patrick McMath, R-Covington, has, via Senate Bill 14, proposed a significant cleanup of our food supply, especially focused on kids. Backed by the popular support of the MAHA Moms, this bill has three major parts that are worth examining separately for their merits.

First is a ban of several “ultra processed” foods in school meals. In this case the term ultra processed is defined as products that contain any one of 13 specifically referenced compounds. Of these the first 7 are artificial dyes, like red dye No. 40, derived from petroleum byproducts that serve a singular role to make food more visually appealing.

We should all be asking ourselves why we ever allowed this stuff to find its way into our food in the first place. Several of these synthetic dyes have been shown to be associated with various harms ranging from ADHD to allergies and tumors.

Most of the other compounds on the list sound like they should have a skull and cross bones on the label. Take the bread additive azodicarbonamide as an example. If you thought that sounded like something you should not eat, you would be right.

It breaks down into urethane (yes, like the paint), a known carcinogen, and is banned is just about every country but the U.S.

In the case of school lunches, the child has no choice in the matter. They eat what they are provided and we have an obligation to protect them from toxic substances in the cafeteria.

Second is a labeling requirement for foods containing the substances in the school lunch ban portion, plus a few more, known to have a questionable safety profile that are banned in other countries.

It directs manufacturers to place a label on any food or drink containing these chemicals that clearly alerts the consumer of the fact that it contains something that is banned in other countries.

Last, but certainly not least, is a provision to reform of the Supplemental Nutritional Aid Program, once known as food stamps. This program is federally sponsored, and provides food assistance to families with an income below 130% of the federal poverty line. This would be about $31,200 net yearly income for a family of four.

In our inflationary economic environment, every penny counts and when it comes to food and obtaining the maximum calories for minimum dollars is a necessity. Historically, the cheapest foods happen to also be the least healthy in many cases, condemning those dependent on the program to poor health.

Soft drinks containing very high sugar or sugar substitutes are a major contributor to the chronic diseases that plague our health system like obesity and diabetes, especially in children. This bill directs DCFS to seek a waiver from the federal government allowing Louisiana to prohibit use of SNAP to purchase soft drinks.

Ultimately, the federal government should go a step further and incentivize healthier alternatives for SNAP beneficiaries, but this bill represents a major step in the right direction that can be accomplished at the state level.

The old saying goes: “You are what you eat.” We should keep this literal and obvious truth in mind when we think about how to turn the tide on chronic disease in our nation.

Let us begin by protecting the children who are too young to choose for themselves and providing better information for adults who can. SB 14 will accomplish both goals and move Louisiana to the forefront of the movement to Make America Healthy Again.

Dr. Ralph L. Abraham, M.D. is the  Louisiana Surgeon General

The post Op-Ed: First do no harm begins with our diet | Opinion appeared first on www.thecentersquare.com



Note: The following A.I. based commentary is not part of the original article, reproduced above, but is offered in the hopes that it will promote greater media literacy and critical thinking, by making any potential bias more visible to the reader –Staff Editor.



Note: The following A.I. based commentary is not part of the original article, reproduced above, but is offered in the hopes that it will promote greater media literacy and critical thinking, by making any potential bias more visible to the reader –Staff Editor.

Political Bias Rating: Center-Left

The article presents a clear ideological stance that aligns with health-conscious, regulatory-focused policy perspectives often associated with center-left viewpoints. It advocates for government intervention to regulate food safety, particularly in school meals and assistance programs like SNAP, emphasizing protection of public health and vulnerable populations such as children and low-income families. The tone is supportive of regulations to restrict harmful substances and promote healthier choices, which suggests a bias favoring increased oversight and reform in food policies rather than a neutral, detached report.

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Proposed amendment could allow lawmakers to remove protected state jobs | Louisiana

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www.thecentersquare.com – By Nolan McKendry | The Center Square – (The Center Square – ) 2025-04-30 13:50:00

(The Center Square) − A proposed constitutional amendment would give Louisiana lawmakers new authority to remove jobs from the state’s protected civil service system, while also shortening terms and tightening limits for members of the State Civil Service Commission.

Under the current system, most rank-and-file state employees — like social workers at the Department of Children and Family Services or accountants at the Department of Transportation — are considered as part of the classified civil service.

These employees are hired based on merit, often through competitive exams, and enjoy job protections that shield them from political interference or arbitrary firing.

Others, such as agency heads, the governor’s staff or university presidents, are considered unclassified — appointed positions that serve at the pleasure of elected officials.

Currently, the state employs 37,000 full time classified employees and nearly 25,000 full time unclassified employees. State Civil Service has governing authority over classified employees only.

State agencies are required to submit annual performance evaluations to the Director of State Civil Service. From 2019 to 2024, the number of employees classified as unsuccessful grew from 1.09% to 1.26%. At the same time, employees deemed exceptional also grew from 13.65% to 14.78%, according to the State Civil Service’s annual report.

“Today, we need a system based more on merit,”  Sen. Jay Morris, R-Grant, told the Senate & Governmental Affairs committee, adding that law currently “prioritizes seniority over performance, endless appeals and often court actions.” 

A similar sentiment is shared at the federal level. Just last week, the Office of Personnel Management proposed a rule to strengthen employee accountability, while addressing long-standing performance management issues in the federal workforce.

That proposed rule cites chapter 43 and 75 of U.S. civil service law, which govern how agencies handle poor performance and misconduct, are described as cumbersome and slow-moving — often ending in lengthy appeals with uncertain outcomes. 

According to the rule, surveys suggest many supervisors lack confidence in their ability to remove employees for serious infractions, a dynamic critics say erodes the federal merit system’s commitment to high performance and accountability.

Morris’ amendment would allow the Legislature to remove positions from the classified service by law, potentially instituting a shorter leash for those employees.

The measure would also shorten the term of Civil Service Commission members — from staggered six-year terms to four years — and limit service to two full terms, eliminating an exception that allowed long-serving members to stay on. 

The bill was not without opposition.

Though Berry Erwin, President and CEO of Council for a Better Louisiana, supports a more efficient civil service, “we’re also mindful of Louisiana’s history with political patronage — it’s been part of our past, part of our DNA. We recognize we’re no longer in that era, and times have certainly changed. But when we talk about reforming civil service, we think it’s important to strike a balance.”

Dr. Douglas Bordelon, an employee at the Louisiana Department of Environmental Quality, argued the bill threatens to replace objective public service with politically influenced employment practices, and he dismissed claims that converting jobs to unclassified status would lead to better pay. 

“The solution to addressing this disparity is to ensure adequate funding of our positions, rather than converting us to unclassified civil servants,” Bordelon said.

Bordelon cautioned that the sweeping changes proposed in the bill could harm morale and make it harder for the state to attract and retain qualified employees.

The post Proposed amendment could allow lawmakers to remove protected state jobs | Louisiana appeared first on www.thecentersquare.com



Note: The following A.I. based commentary is not part of the original article, reproduced above, but is offered in the hopes that it will promote greater media literacy and critical thinking, by making any potential bias more visible to the reader –Staff Editor.



Note: The following A.I. based commentary is not part of the original article, reproduced above, but is offered in the hopes that it will promote greater media literacy and critical thinking, by making any potential bias more visible to the reader –Staff Editor.

Political Bias Rating: Center-Right

The article primarily reports on a legislative proposal in Louisiana regarding changes to the state’s civil service system, presenting viewpoints from both supporters and opponents of the amendment. While it maintains a largely factual tone, the inclusion of supportive statements from a Republican senator and references to similar federal initiatives to enhance worker accountability suggest a center-right leaning. However, it also fairly presents concerns from civil service advocates who warn against politicization and morale issues, which balances the coverage. Overall, the framing of the article leans moderately towards advocating for accountability and reform, typical of center-right perspectives on government efficiency, without overt ideological language or partisan bias. It is not purely neutral reporting, but rather subtly inclined towards a center-right stance.

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